Our secret sauce is our matching engine: a solution that turns data or commercial paper into an asset class easily understood by senior investors.
We allow fintechs to lend to SMEs without taking the balance sheet risk. And investors to derisk their investments through aggregation, fractionalisation and diversification.
Bringing off-balance sheet credit and lending as a service to businesses.
Bankable partners with banks across Europe to issue IBANs in multiple jurisdictions, supporting multiple currencies. Virtual Accounts offer a new cash management model, providing the benefits of multi-bank hierarchies while reducing costs. They also allow for payment initiation from virtual accounts, simplifying the process.
Bankable offers card issuance and processing services with ease. With our technology and expertise, you can launch custom branded card programs in just 4 weeks, including corporate expenses, credit cards, purchasing, payroll, travel, and lodge cards.
Bankable’s platform allows you to launch a digital bank quickly and easily. Our technology generates IBAN accounts, payment cards, and access to payment schemes like Faster Payments, SEPA transfers and SWIFT payments, while integrating KYC and AML services. With our easy-to-use API, you’re in complete control of your customers’ experience.
On-demand credit as a service provided off-balance sheet. The future of BaaS and differentiator for Bankable is its credit and lending marketplace where commercial paper such as invoices and payables can be financed on-demand and in real-time.
We work with accounting technologies, ERPs, neobanks and other fintechs to embed our lending technology into their products so their business customers can receive financing or credit based on their working capital requirements.
Our products are designed to be plug
and play. Instantly activate banking or lending bricks
to suit your business case.
Whether it is credit, payments, issuing, processing,
or core banking, embed any type of banking product into your customer’s workflow through a single API gateway.
Our API is your gateway to leverage banking licences in the UK and Europe.
Through our integrated Bank sponsors, you can create and assign virtual IBANs, both addressable and non-addressable.
These accounts can be accessed by your customers and used to both receive and remit funds.
Issue branded or non-branded cards in the UK and Europe.
Unlike our competitors, our card products are diverse – we
offer pre-paid, debit and credit cards to suit your business and bank needs.
Switch on payments domestic and cross
border. Bankable can provide real-time payment functionality for SEPA (Single Euro Payments Area), SEPA instant, SEPA EPC, FPS.
We have supported the facilitation of over 1 billion payment requests with ease for over a decade.
Access unlimited liquidity and lend to your customer’s off-balance sheet.
Add new revenue streams to your product proposition effortlessly with Bankable’s range of short-term lending and working capital products.
We turn your customer’s data into a lendable asset without passing on the credit risk.
As an investor experience unparalleled precision with Bankable’s real-time AI and data-driven lending exchange.
Make trades and move to the world of short-term credit at scale. Please note only regulated investors will be accepted to trade.
Configurable. Predictable. Bankable. Our technology is engineered to provide the necessary banking and lending infrastructure to improve mid-market access to short-term working capital products, ensuring your dominance in a rapidly evolving technology market.
Partner with Bankable and help make your customers receivable, payable, travelable, Bankable.
€550m
financed over 3 years in the UK and Europe
96%
lending secured in 24 hours
0.04%
default rate on lending to business
12%
IRR to investors lending
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Virtual Ledger Manager
Payment Card Programs
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Virtual Ledger Manager
Payment Card Programs
Digital Banking
E-Wallets
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