Bankable empowers lenders and FinTech's to scale by providing licensable access to a customisable lending infrastructure to bridge the gap between lending and deployment of capital to SMEs.

Our secret sauce is our matching engine: a solution that turns data or commercial paper into an asset class easily understood by senior investors.
We allow fintechs to lend to SMEs without taking the balance sheet risk. And investors to derisk their investments through aggregation, fractionalisation and diversification.

Bankable: the pioneer of BaaS in the UK

Bringing off-balance sheet credit and lending as a service to businesses.

Bankable partners with banks across Europe to issue IBANs in multiple jurisdictions, supporting multiple currencies. Virtual Accounts offer a new cash management model, providing the benefits of multi-bank hierarchies while reducing costs. They also allow for payment initiation from virtual accounts, simplifying the process.

Bankable offers card issuance and processing services with ease. With our technology and expertise, you can launch custom branded card programs in just 4 weeks, including corporate expenses, credit cards, purchasing, payroll, travel, and lodge cards.

Bankable’s platform allows you to launch a digital bank quickly and easily. Our technology generates IBAN accounts, payment cards, and access to payment schemes like Faster Payments, SEPA transfers and SWIFT payments, while integrating KYC and AML services. With our easy-to-use API, you’re in complete control of your customers’ experience.

On-demand credit as a service provided off-balance sheet. The future of BaaS and differentiator for Bankable is its credit and lending marketplace where commercial paper such as invoices and payables can be financed on-demand and in real-time. 

We work with accounting technologies, ERPs, neobanks and other fintechs to embed our lending technology into their products so their business customers can receive financing or credit based on their working capital requirements.

Proven Results

Speed to Market:

6 weeks

Invoices sold in:

0.03 sec

From zero to unicorn in just two years: the power of using Bankable for your use case

See who's been talking about us

Banking
Unboxed

Our products are designed to be plug
and play. Instantly activate banking or lending bricks
to suit your business case.

Whether it is credit, payments, issuing, processing,
or core banking, embed any type of banking product into your customer’s workflow through a single API gateway.

Virtual
Accounts

Our API is your gateway to leverage banking licences in the UK and Europe.

Through our integrated Bank sponsors, you can create and assign virtual IBANs, both addressable and non-addressable.

These accounts can be accessed by your customers and used to both receive and remit funds.

Cards

Issue branded or non-branded cards in the UK and Europe.

Unlike our competitors, our card products are diverse – we
offer pre-paid, debit and credit cards to suit your business and bank needs.

Payments

Switch on payments domestic and cross
border. Bankable can provide real-time payment functionality for SEPA (Single Euro Payments Area), SEPA instant, SEPA EPC, FPS.

We have supported the facilitation of over 1 billion payment requests with ease for over a decade.

Financing

Access unlimited liquidity and lend to your customer’s off-balance sheet.

Add new revenue streams to your product proposition effortlessly with Bankable’s range of short-term lending and working capital products.

We turn your customer’s data into a lendable asset without passing on the credit risk.

Lending

As an investor experience unparalleled precision with Bankable’s real-time AI and data-driven lending exchange.

Make trades and move to the world of short-term credit at scale. Please note only regulated investors will be accepted to trade.

Our clients love working with us, just read what they have to say!

Meet the Team

Configurable. Predictable. Bankable. Our technology is engineered to provide the necessary banking and lending infrastructure to improve mid-market access to short-term working capital products, ensuring your dominance in a rapidly evolving technology market.

Get in touch

Partner with Bankable and help make your customers receivable, payable, travelable, Bankable.

Global scale

The world of finance is accelerating dramatically

Anticipating financial maturity beyond 5 years is unpredictable. Short-term durations maximise return and minimise risk for those who borrow and those who lend.

€550m

financed over 3 years in the UK and Europe

96%

lending secured in 24 hours

0.04%

default rate on lending to business

12%

IRR to investors lending

Products

Banking Unboxed
Virtual Accounts
Cards
Payments
Financing
Lending

Solutions

Virtual Ledger Manager
Payment Card Programs
Digital Banking
E-Wallets

Industries

Corporates
Banks
Insurance
Fintech
Governments
NGO’s
Travel
Telcos
Yachting

Case Studies

Virtual Ledger Manager
Payment Card Programs
Digital Banking
E-Wallets

Company

Our Values
Get in Touch
Join Us
Team


Support

Contact Support
Support Center
Support Plans
+1 888 926 2289


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